From Spreadsheet Chaos to Automated Clarity
Back in 2018, I was drowning in my own financial mess. Three different budgeting apps, countless spreadsheets, and still no clear picture of where my money was actually going. The breaking point came when I missed a mortgage payment—not because I didn't have the money, but because my budget tracking was so fragmented I lost track.
That's when I started building what would eventually become phelosqurantiv. Initially just for my own sanity, I created a system that could pull everything together automatically. No more manual entry, no more guessing games. The relief was immediate—and I knew other people needed this too.
What started as a weekend coding project in my Swan River basement has grown into a platform that's helped thousands of Canadians take control of their finances. We're not just another fintech startup throwing around buzzwords. We're real people who understand that financial stress affects every aspect of your life, and we're committed to making it better.